Real-Time Controls

1. Spending control

The Gumart Super App equips users with advanced real-time spending controls, providing precision, security, and flexibility for managing GuCard usage seamlessly.

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Key Functionalities

1. Customizable Spending Limits

   • Set daily, weekly, or monthly caps on card usage.

   • Define spending thresholds for specific transaction categories (e.g., dining, travel, vendor payments).

   • Adapt limits dynamically to align with changing financial needs or business operations.

2. Instant Modifications

   • Adjust spending limits in real time with immediate effect.

   • All changes are processed securely through encrypted transmissions.

   • Receive instant notifications on limit updates, ensuring continuous oversight.

2. Reward Management

GuCard’s real-time controls integrate with its cashback and referral program, allowing users to:

• Track rewards dynamically as they accrue from eligible spending.

• Optimize spending strategies to maximize up to 1.5% cashback, credited in USDT directly to Gumart accounts.

• Access detailed insights on reward balances and spending trends within the dashboard.

3. Technical Framework

• Cloud-Native Architecture: Ensures high availability, rapid updates, and secure data synchronization across devices.

• Blockchain Logging: Immutable records log all spending control adjustments for enhanced transparency and compliance.

• Encrypted API Support: Businesses can integrate spending controls into enterprise financial systems for streamlined management.